Flexible garage finance

Spread the cost over 3 or 6 months.

Unexpected repair bills don't have to be stressful. We've partnered with a trusted third-party finance provider to offer simple 3 or 6 month payment plans on work carried out at Southern VSR.

How it works

Four simple steps to flexible payments.

Get your quote

We inspect your vehicle and give you a clear, itemised quote for the work required.

Choose 3 or 6 months

Pick the payment plan that suits your budget. The finance is arranged through our trusted third-party provider.

We carry out the work

Once approved, we book you in and complete the repair, service or MOT to our usual dealer-standard quality.

Pay monthly

Your payments are collected automatically by the finance provider over the agreed term.

Representative example

A £600 repair bill could be spread over 6 monthly payments of £100.00. Terms, interest and eligibility are set by the third-party provider and will be shown before you agree.

Subject to status · T&Cs apply

What's covered

Use it for almost any work we carry out.

Repairs

Brakes, clutch, suspension, timing chains, welding and more.

Servicing

Interim, full and major services using OEM-grade parts.

MOT work

MOT test fee and any remedial work required to pass.

Diagnostics

Advanced fault-finding and electrical repair.

Recovery

Recovery to our garage plus the repair itself.

Tyres & alignment

Premium or budget tyres, balancing and geometry.

Common questions

Payment plan FAQ

Who provides the finance?+

We work with a trusted third-party finance provider. They handle the application, approval and monthly collections. Southern VSR carries out the vehicle work as normal.

Can I use a payment plan for any repair?+

Most repairs, services, MOTs and diagnostics are eligible. We'll let you know if a particular job qualifies when we quote.

Do I need a deposit?+

Deposit requirements depend on the provider and your application. You'll see all terms clearly before signing.

How quickly can I be approved?+

Many customers receive an instant decision. In some cases the provider may ask for extra information, which can take a little longer.

Book in and ask about payment plans.

We'll quote the work first, then talk you through the 3 or 6 month options before anything is booked.